Oct 29 2008

Massive Market Volatility is not a Good Thing! Biggest Percent Gains and Losses Occur in Economic Crisis.

I am amazed at how many people think that suddenly with a 10 percent gain on Monday that somehow the market is now in good shape.  This could not be further from the truth.  Massive percentage swings occur during economic turbulent times.  You do not want to see 10 percent up or 10 percent down […]

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Oct 17 2008

Joe the Plumber Salary: How to Live Like you Make $250,000 when you only make $40,000 a year. Republican Pipe Dream Machine at Work.

I know many of you are sick of hearing about Joe the deadbeat plumber but it warrants a full budget article because “Joe” is simply a symbol of the Republican machine of being for the everyman.  In essence, this Samuel Joseph Wurzelbacher stopped Senator Obama in Ohio to ask him a question about taxes.  The […]

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Aug 30 2008

You Cannot Afford a $350,000 Home with a $75,000 Household Income!

You would think that before people make the largest financial decision in their lives, they would do a monthly budget first.  Yet during this past decade budgets were hardly brought to the forefront and were pushed to the back of any financial decisions.  The new definition of housing affordability should include the idea of maintaining […]

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Jul 30 2008

The Perfect $46,000 Budget: Learning to Live in California for Under $50,000.

What if I told you that you can live well in California with an income of less than $50,000 a year? A budget of this kind is not some sort of financial bait and switch but a realistic budget that many frugal people use on a daily basis. California has one of the highest costs […]

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