Aug 1 2011

The Retirement fantasy – middle class Americans are quickly realizing that a secure retirement future may only be a myth. Stagnant income, debt illusion, and the future outlook for working Americans.

Americans are having a tougher time finding extra disposable income to save and create wealth.  It is hard to plan for the future when you are worrying about having enough money to purchase a couple of frozen meals.  When looking at overall statistics we rarely get a glimpse at how tough things have become for […]

Jul 24 2011

Does inflation even matter? The growing secrecy of the CPI and how average Americans face budget squeezes through financial maneuvering and the chained CPI.

Things seem to be progressively getting worse for the middle class as most of the debt ceiling talks revolve on sticking it to working Americans as if they were financially able to handle any more austerity moving forward.  While the too big to fail banks swim around in pools of bailout money like Scrooge McDuck […]

Jul 19 2011

The rise of the dollar store – catering to a disappearing middle class with shrinking incomes has made dollar stores prosper in the last decade. In last decade Family Dollar grew by 62 percent in store count while U.S. population only went up by 8 percent.

Dollar stores for most Americans carry an odd sort of stigma.  In the past, these locations were seen as shopping hubs for the poor only.  Yet as we all know many in the once strong American middle class were thrown off the prosperity treadmill and into lower income brackets.  While companies struggle with growing dollar […]

Jun 28 2011

Who’s afraid of the middle class? As housing values reach new lows the stock market is up 100 percent from the 2009 trough. Too bad over 30 percent of Americans have $0 in savings.

The methodical shrinking of the American middle class is difficult to witness.  What is even more troubling is this outcome was set in motion over a decade ago and little attention has been shed on what used to be a cornerstone of America’s success.  Systematic robbery is now part of the financial fabric of our […]

Jun 8 2011

The destruction of the middle class will not be televised – 56 percent of American workers have less than $25,000 saved. Even worse 60 percent of retirees have less than $50,000 saved. 45 million on food stamps and the consequences of peak debt.

The disappearance of the middle class will not be televised.  Don’t expect your favorite talking head to relay this information to you.  At the core of our economy we have become a consumption nation.  This necessarily isn’t negative if we were to balance out the opposite side of the equation with adequate savings.  It would […]

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