Mar 6 2014

Never leave home generation: Household formation goes negative year-over-year at steepest rate since recession ended in 2009.

Young Americans have taken on the brunt of this Great Recession.  Since the recession ended, young Americans continue to be saddled with tremendous amounts of student debt.  With a weak blue collar sector, going to college may seem like the only viable road into the middle class.  Yet one thing is certain and that is, […]

Aug 5 2013

Failure to launch into household formation: Record 36 percent of young Americans (18 to 31) living at home with parents. Where is household formation coming from?

The notion that the housing market is surging because of young Americans buying up homes to form households is simply incorrect.  The housing market is rising like an artificial phoenix built on Wall Street’s insatiable appetite to leverage easy money from the Fed and investors.  If we look at data regarding young household formation we […]

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