Mar 5 2018

Is it possible to pay $0 in taxes on a six-figure income?  Yes it is and here is how you do it.

The tax system is setup to reward those that save.  But half of the country doesn’t have any money saved so that is a tiny problem.  However, if you are willing to put money away you can cut your effective tax rate down to a very low level.  I know this seems absurd but it […]

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Feb 22 2018

Credit Card debt over $1 trillion and 1 in 5 Americans have more credit card debt than actual savings.

What is worse than being broke?  Having a negative net worth.  New data shows that 1 out of 5 Americans has more credit card debt than actual savings.  Then again, half of Americans have no actual savings to their name so this isn’t all that surprising.  Yet this is a big problem given that many […]

Jan 28 2018

You have been lied to about inflation and here is the proof:  Take a look at where we have gone since 2000 to today.

I know it might be hard to believe but the way we measure inflation understates the true devaluation of your purchasing power.  You feel it by how much tighter your budget is or by your perception of the cost of items going up.  Inflation is actually rather high and it has been inflamed thanks to […]

Jan 11 2018

Cryptocurrency Bubble or new Paradigm?  When $100 billion in market cap evaporates overnight and the rise of new currencies.

The market cap of crypto currencies hit over $830 billion and seemed to be on pace to reaching $1 trillion.  This week South Korea openly discussed closing down exchanges since it felt there was excessive speculation in the crypto currency markets.  It is hard to argue with that when you look at the rise of […]

Dec 21 2017

Americans have no savings and with very good reason:  housing, education, and health care have seen extraordinary inflation while wages are stagnant.

It has now become a daily ritual in which story after story of broke Americans plaster the web.  Yet somehow on the mainstream press, very little is discussed about this topic.  Americans are largely broke because inflation is vey real.  Housing, education, and health care costs have soared out of control while wages have remained […]

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