Mar 5 2018

Is it possible to pay $0 in taxes on a six-figure income?  Yes it is and here is how you do it.

The tax system is setup to reward those that save.  But half of the country doesn’t have any money saved so that is a tiny problem.  However, if you are willing to put money away you can cut your effective tax rate down to a very low level.  I know this seems absurd but it […]

TAGS: , ,
Jan 28 2018

You have been lied to about inflation and here is the proof:  Take a look at where we have gone since 2000 to today.

I know it might be hard to believe but the way we measure inflation understates the true devaluation of your purchasing power.  You feel it by how much tighter your budget is or by your perception of the cost of items going up.  Inflation is actually rather high and it has been inflamed thanks to […]

Dec 21 2017

Americans have no savings and with very good reason:  housing, education, and health care have seen extraordinary inflation while wages are stagnant.

It has now become a daily ritual in which story after story of broke Americans plaster the web.  Yet somehow on the mainstream press, very little is discussed about this topic.  Americans are largely broke because inflation is vey real.  Housing, education, and health care costs have soared out of control while wages have remained […]

TAGS: , ,
Nov 26 2017

Largest employer in each U.S. state:  In 22 states Walmart is the largest employer.

With the holiday season comes the usual mindless shopping and stampedes of people looking for that blowout sale.  If you have any doubt about how far we have slid into a low wage nation just look at the largest employer data for each state.  Walmart is the largest employer in 22 states.  Instead of the […]

Aug 30 2017

Living paycheck to paycheck is the way of life:  New Harris poll finds that 78 percent of US workers live paycheck to paycheck.

For most Americans, living for payday is the way of life.  And many use debt to bridge the gap between money hitting their bank account and the bills that need to be paid.  We know since many banks make billions of dollars on people over drafting accounts.  A new Harris Poll found that 78 percent […]

Page 1 of 3712345...102030...Last »

My Budget 360

Enter your email address to receive updates from My Budget 360:

100% Private & Spam Free.


Subscribe in a reader


Popular – All Time

  • 1. How much does the Average American Make? Breaking Down the U.S. Household Income Numbers.
  • 2. Top 1 Percent Control 42 Percent of Financial Wealth in the U.S. – How Average Americans are Lured into Debt Servitude by Promises of Mega Wealth.
  • 3. Is college worth the money and debt? The cost of college has increased by 11x since 1980 while inflation overall has increased by 3x. Diluting education with for-profits. and saddling millions with debt.
  • 4. The Perfect $46,000 Budget: Learning to Live in California for Under $50,000.
  • 5. Family Budget: How to go Broke on $100,000 a year. Why the Middle Class has a hard time Living in Expensive Urban Areas.
  • 6. Lining up at Midnight at Wal-Mart to buy Food is part of the new Recovery. Banks offering Mattress Interest Rates. The Invisible Recovery Outside of Wall Street.
  • 7. You Cannot Afford a $350,000 Home with a $75,000 Household Income!
  • 8. Crisis of generations – younger Americans moving back home in large numbers. Student loan default rates surging largely due to for-profit college expansion.
  • 9. The next massive debt bubble to crush the economy – 10 charts examining the upcoming implosion of the student loan market. $1 trillion in student loans and defaults sharply increasing.
  • 10. Welcome to the new model of retirement. No retirement. In 1983 over 60 percent of American workers had some kind of defined-benefit plan. Today less than 20 percent have access to a plan and the majority of retired Americans largely rely on Social Security as their de facto retirement plan.
  • Categories