Jul 30 2023

How Recent Interest Rate Hikes Are Affecting the Housing Market

The housing market has been on a wild ride in recent years, with prices skyrocketing and inventory levels plummeting. However, the recent interest rate hikes by the Federal Reserve are starting to cool things down.

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Dec 19 2022

The Housing Crisis for Millennials and Gen Z: Frustration and Solutions for Affordable Housing

As a millennial myself, I am frustrated by the state of housing in our country. For many of us, the dream of owning a home seems out of reach, and the cost of renting has become astronomical. This is a problem that affects not just millennials, but also members of the younger generation known as […]

Jul 3 2021

Bread and Circuses – US Households Increase Debt in Wealth Destroying Areas: Mortgage Debt Holds Steady since 2008 while Debt in Auto Loans, Student Loans, and Credit Cards Reach Record Levels.

Americans for the most part generate their wealth via owning homes. Yet many younger Americans are having a tough time buying a home because of a crowding out effect from investors largely from Wall Street. I’ll start this post with some telling data: In 2008 US households had about $10 trillion in mortgage debt. Today […]

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Mar 26 2021

A Record Number of Young Adults Living at Home: Levels Not Seen Since the Great Depression.

The market is incredibly tilted against young Americans. $1.7 trillion in student debt is outstanding and most of that has taken a pause in the last year thanks to the pandemic. Most of that debt is in the hands of young Americans who are paying record high tuition costs and are unable to purchase homes […]

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