Jan 7 2016

Americans are about to get poorer in 2016 as the wealth effect reverses: 63 percent of Americans have no emergency savings.

The year is off to a tumultuous start.  Markets around the globe are quickly realizing that hot money is going to hit a wall at some point.  Many Americans are coming to the stark realization that the recession that ended in 2009 never really ended for the middle class.  In fact, it might have been […]

Dec 20 2015

A recession is imminent: 5 charts signaling an oncoming recession. The market is overheated with debt and the public is anxious about the economy.

A recession is imminent and millions of Americans already live in an economy that feels like it never left the Great Recession.  Low paying jobs seem to dominate this weak recovery.  Younger Americans are realizing that they may not have it as good as the baby boomer generation where good paying jobs were plentiful and […]

Dec 15 2015

How inflation is purposely underreported as a justification to maintain low interest rates: Two specific examples with housing and college tuition.

Inflation is largely misunderstood by the public at large.  People for the most part think that inflation is the natural economic order and that prices go up naturally.  Official inflation figures play a much bigger role influencing cost-of-living adjustments for things like Social Security but also serve as cover to maintain low interest rates.  The […]

Dec 11 2015

The Middle Class in America has just become a minority: For the first time in over 50 years low-income and high-income Americans outnumber the middle class.

It was only a matter of time but we can now officially say that the middle class in America has reached minority status designation.  Recent figures show that there are more low-income and high-income Americans versus those in the middle class.  Most of the growth has been fueled by the trend in adding low wage […]

Nov 8 2015

The 20 small cities struggling the most in the U.S. based on economics, education, quality of life, and affordability: All of the cities are in California.

It is hard to quantify what makes a city great or bad.  Simply having a higher income is not enough to separate an area from another city if the cost of living is outrageous.  There have been attempts to use cost of living adjustments but the attempt to rank cities has been paltry.  Most of […]

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