Dec 9 2008

The Main Street Economic Effect: 10 Reasons why This Recession will feel like a Minor Depression.

The investing world is full of cryptic words.  Credit default swaps.  Seasonal adjustments.  Collateralized debt obligations.  But for the average American they are interested in how the economic crisis will impact them on a personal level.  How does the actions of Wall Street impact their daily lives.

Dec 8 2008

58% of Modified Mortgages Re-default after 8 Months: Why are Loan Modifications not Working?

The Office of the Comptroller of the Currency released data today showing that over half of modified mortgages are back in default after only 6 months.  More startling data is that 36 percent of the borrowers re-defaulted after only 3 months.  What this is telling us is that modifications are not helping to buffer the […]

Dec 6 2008

Investing in the S & P 500: Is the Market Really at a Bottom? Examining data from 1936 through 2008. Stocks Still Overpriced even after $6 Trillion in Market Cap gone from the Index.

Investing in 2008 has been anything but easy for most Americans.  The economy officially entered into recession in December of 2007 and ever since, we have experienced the strongest volatility ever recorded.  Extreme market volatility as I had discussed in a previous article is a telltale sign that the market is in severe distress and […]

Dec 4 2008

The Housing Bubble Started in 1979: The 3 Stages of the Housing Bubble. From Birth to Bust. Housing Collapse is 30 Years in the Making.

Many would argue that the real estate bubble started in 1997.  At this point, residential real estate values in the United States disconnected from any economic fundamentals.  We have heard this argument many times.  Yet I am going to argue that the current real estate bubble started in 1979.

Dec 3 2008

Best Performing Investments for 2008: Can Real Estate actually be one of the Best Investments for the Year? 5 Strong Performing Areas for the Year.

Investors had very little place to hide this year.  Without a doubt, 2008 has been a tumultuous year for virtually every class of investment out there.  The stock markets are seeing one of the worsts year on record since the Great Depression losing globally, an estimated $32 trillion in market capitalization.

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