Mar 17 2010

The Anti-Savings Model – Offer 0.1% APY on Savings Accounts and Charge 15% on Credit Cards. A System Designed to Punish Savers and Encourage Extravagant Spending via Usury.

U.S. Banks have a solid incentive, dipped in gold, to keep people in a perpetual state of paying rent on debt while not saving a shiny penny.  In fact, their ideal state of financial equilibrium for Americans would be one in which people spent every single penny from their earnings reaching the end of the [...]

Feb 17 2009

Suburb Cat Thousandaire: How Americans Lost a Decade of Wealth through Debt and Listening to the Banking and Housing Industry.

Not all that glitters is gold.  And not everyone touting to be a financial expert should be regarded as such.  Americans have lived in what could be considered a decade built on a debt façade.  As many Americans strolled their neighborhoods, possibly taking the dog out for a walk, many suddenly would come across [...]

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