Mar 17 2010

The Anti-Savings Model – Offer 0.1% APY on Savings Accounts and Charge 15% on Credit Cards. A System Designed to Punish Savers and Encourage Extravagant Spending via Usury.

U.S. Banks have a solid incentive, dipped in gold, to keep people in a perpetual state of paying rent on debt while not saving a shiny penny.  In fact, their ideal state of financial equilibrium for Americans would be one in which people spent every single penny from their earnings reaching the end of the […]

Feb 17 2009

Suburb Cat Thousandaire: How Americans Lost a Decade of Wealth through Debt and Listening to the Banking and Housing Industry.

Not all that glitters is gold.  And not everyone touting to be a financial expert should be regarded as such.  Americans have lived in what could be considered a decade built on a debt façade.  As many Americans strolled their neighborhoods, possibly taking the dog out for a walk, many suddenly would come across a […]

Dec 9 2008

The Main Street Economic Effect: 10 Reasons why This Recession will feel like a Minor Depression.

The investing world is full of cryptic words.  Credit default swaps.  Seasonal adjustments.  Collateralized debt obligations.  But for the average American they are interested in how the economic crisis will impact them on a personal level.  How does the actions of Wall Street impact their daily lives.

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