Dec 10 2009

S&P 500 Overvalued by 100 Percent: Estimated Price-Earnings Inflation Adjusted Ratio does not Reflect Actual Earnings. VIX now Back to August 2007 Levels. Bank of America P/E Ratio over 500?

It is hard to justify the 1,100 mark for the S&P 500.  The 676 low of March, as disastrous as it may have felt, actually reflected a more accurate measure of earnings potential of the 500 S&P companies.  The S&P 500 is a good index because it measures 500 companies with a current collective market […]

Oct 31 2009

Dow Jones Largest Fall Since April of 2009: Current Rally based on V-Shaped Recovery Hopes and Sustained Spending. Credit Card Mail Offers Fall from 2.1 billion in Q3 of 2006 to 391 million in Q3 of 2009.

The Dow Jones Industrial Average falling 249 points on Friday was a significant turning point in this rally because it came on the back of a 200 point jump just the subsequent day.  On Thursday the GDP numbers were released showing a strong 3.5 percent jump.  Yet digging into the data, 1.6 percent of this […]

Oct 14 2009

Stag-Inflation: Japanese Employment Trends in the United States: Part-time, Dispatched, and Contracted Workers. A Decline in the American Consumer Standard of Living. Why the U.S. is not Japan and This is Not Good News.

There have been many comparisons between the lost decade experienced in Japan after the Heisei bubble boom and the current real estate bubble in the United States.  On the surface, superficially things may appear the same.  Japan had a technology led bubble that sent the Nikkei to record heights only to have a bust.  We […]

Oct 10 2009

The Disappearing Middle Class Dream – How the Average American is coping with the Recession: Savings, Banking, Housing, and Investing. Over 50 Million Households Living on $52,000 or less a year.

Last month the American Community Survey detailed the painful 2008 year for American households.  This is a comprehensive survey looking at multiple financial, economic, and social characteristics of Americans.  What we find is that the average American is having a tougher time maintaining a hold on the middle class dream.  This isn’t a revelation but […]

Mar 9 2009

The Red, White, and Blue Queen’s Race: The Economy Reverts to Historical Inflation Patterns: Stock Market and Real Estate Fall back in Line with Inflation. Working Harder Just to Stay in the Same Spot.

The Red Queen’s race is a situation that appears in Lewis Carroll’s Through the Looking-Glass where one has to run faster and faster just to remain in the same spot.  Imagine a treadmill that increases in speed every 10 minutes yet you don’t burn calories at the higher rate.  Many Americans are feeling as if […]

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