Aug 24 2009

Federal Reserve Paying Interest on Excess Reserves: Why Lend when you can Earn Interest for Holding on to Funds with Low Risk? The U.S. Treasury and Federal Reserve Walking a Tight Rope.

One tiny announcement made by the Federal Reserve back in October of 2008 is finally making some noise in the dark corners of the internet.  What the Federal Reserve announced at the time was that it would begin paying interest on depository institutions’ excess reserve balances.  Now why this is important is that it offers […]

May 11 2009

Following the Failed Japanese Economic Playbook: 10 Charts Comparing the Japanese Lost Decade to the United States.

Even as early as last year, anyone trying to compare the circumstances of the United States with the lost decade in Japan appeared to be out of line with mainstream economist and the media.  Yet if this financial crisis has taught us anything, it is that the experts can be wrong by a wide margin.  […]

Apr 26 2009

20,000 Americans Lose Their Job Each day but we Still Bailout Wall Street and Banks: 4 Charts Highlighting this Historical Financial Crisis. GDP, Inflation, Industrial Production, and Excess Reserves.

Four banks and one credit institution failed on Friday.  This is now becoming a common Friday ritual.  On February 13 four banks were also taken over by the FDIC.  Multiple bank failures on one day are now growing in size.  Yet the FDIC is quickly blazing through their insurance fund and soon, the taxpayer is […]

Mar 16 2009

The Long Depression of 1873: Parallels and Comparisons. Are we Missing Economic Information from an Important Piece of American Financial History?

There have been many comparisons to the Great Depression with our current economic crisis.  Massive speculation, rampant problems in the banking system, and exponential jumps in unemployment.  Yet we may have a lot to learn by looking at the former Great Depression known as the Long Depression.  The Long Depression lasted 65 months starting in […]

Jan 10 2009

Fiscal Stimulus: Does Government Investment help the Economy. Examining the Impact of Monetary and Fiscal Stimulus.

The economic difficulties facing our country have for the first time, made the Federal Reserve and U.S. Treasury seem powerless in regards to starting the economic engine once again.  For nearly 100 years, the school of thought was that monetary policy was the driving force for everything.  If inflation was picking up, all you needed […]

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