Feb 8 2008

$20 Trillion in Housing Wealth at Risk: The Potential Fall of the U.S. Housing Market.

Current estimates put American residential wealth at $20.66 billion. This is an incredibly large number and that is why even the relatively small percentage decline in prices last year has put the entire economy at risk. According to the Case-Shiller Index which tracks 20 metropolitan areas in the United States, the index is now down […]

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Jan 28 2008

What Caused the Housing Crash? Two Words: Crushing Debt.

Many of you had the chance to catch a glimpse of the 60 Minutes episode this past weekend called, House of Cards. In a nutshell, what has occurred with the housing market is a glorified Ponzi Scheme. The housing market was fueled and pumped by perpetual housing speculation motion. That is, the idea that the […]

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Jan 23 2008

A Housing Led Recession. Four Key Indicators Showing that this Recession will be Led by Housing.

With the emergency rate cut by the Federal Reserve, it is not a question about going into a recession but how deep of a recession it will be. The markets have not bounced aside from a few sectors including those bottom fishing in the financial sectors thinking a bail out is in the works or […]

Jan 19 2008

What is a Recession? California Inflation, GDP, M1 and M3, and the Art of the Federal Reserve.

It shouldn’t come as a shock to you that California has a higher rate of inflation than the rest of the country. If we are to look at historical measures, what should the price of a California home be in 2007 accounting for inflation pressures? Using the CPI for California, which includes all urban consumers […]

Jan 16 2008

Housing Crisis? How About Buying a House You Can Afford!

Much has been argued about the housing and subprime crisis. It would seem from all the media exposure that the housing collapse came on the heels of some unexpected event. It was not unexpected and many people saw this coming. I’ve learned many things from observing the current market forces at work and that is […]

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