Feb 17 2009

Suburb Cat Thousandaire: How Americans Lost a Decade of Wealth through Debt and Listening to the Banking and Housing Industry.

Not all that glitters is gold.  And not everyone touting to be a financial expert should be regarded as such.  Americans have lived in what could be considered a decade built on a debt façade.  As many Americans strolled their neighborhoods, possibly taking the dog out for a walk, many suddenly would come across a […]

Dec 6 2008

Investing in the S & P 500: Is the Market Really at a Bottom? Examining data from 1936 through 2008. Stocks Still Overpriced even after $6 Trillion in Market Cap gone from the Index.

Investing in 2008 has been anything but easy for most Americans.  The economy officially entered into recession in December of 2007 and ever since, we have experienced the strongest volatility ever recorded.  Extreme market volatility as I had discussed in a previous article is a telltale sign that the market is in severe distress and […]

Nov 9 2008

Bear Market Rallies: Beware the Siren Call of Volatile Economic Markets.

It is understandable after the record fall of the Dow Jones Industrial Average from a peak of slightly over 14,000 in August of 2007 to a low reached last month of slightly over 8,000 that many are eager to search for a bottom.  It is a tempting path to follow especially when the market is […]

Aug 8 2008

How to Become Wealthy: Redefining the Idea of Money in Hard Economic Times.

Learning to become wealthy is hard enough during good economic times.  It may feel downright impossible when the economy hits a slump.  It is a fascinating case study the past decade we have lived in.  The concept of “money” and “wealth” and “debt” have all been used interchangeably.  I think this is a common misconception […]

Jul 14 2008

FDIC: Punishing Savers: How the United States Encourages Irresponsible Financial Management. Federal Deposit Insurance Corporation.

The FDIC insurers deposits at most institutions up to $100,000 for individual accounts. Many people haven’t put this to the test until the recent collapse and takeover of IndyMac Bank based out of Southern California. The bank when taken over had $32 billion in assets and $19 billion in deposits. $1 billion in these deposits […]

Page 10 of 11« First...7891011

My Budget 360

Enter your email address to receive updates from My Budget 360:

100% Private & Spam Free.


Subscribe in a reader


Popular – All Time

  • 1. How much does the Average American Make? Breaking Down the U.S. Household Income Numbers.
  • 2. Top 1 Percent Control 42 Percent of Financial Wealth in the U.S. – How Average Americans are Lured into Debt Servitude by Promises of Mega Wealth.
  • 3. Is college worth the money and debt? The cost of college has increased by 11x since 1980 while inflation overall has increased by 3x. Diluting education with for-profits. and saddling millions with debt.
  • 4. The Perfect $46,000 Budget: Learning to Live in California for Under $50,000.
  • 5. Family Budget: How to go Broke on $100,000 a year. Why the Middle Class has a hard time Living in Expensive Urban Areas.
  • 6. Lining up at Midnight at Wal-Mart to buy Food is part of the new Recovery. Banks offering Mattress Interest Rates. The Invisible Recovery Outside of Wall Street.
  • 7. You Cannot Afford a $350,000 Home with a $75,000 Household Income!
  • 8. Crisis of generations – younger Americans moving back home in large numbers. Student loan default rates surging largely due to for-profit college expansion.
  • 9. The next massive debt bubble to crush the economy – 10 charts examining the upcoming implosion of the student loan market. $1 trillion in student loans and defaults sharply increasing.
  • 10. Welcome to the new model of retirement. No retirement. In 1983 over 60 percent of American workers had some kind of defined-benefit plan. Today less than 20 percent have access to a plan and the majority of retired Americans largely rely on Social Security as their de facto retirement plan.
  • Categories