Jan 12 2009

Homeownership: Is a High Homeownership Rate Good Policy? No. Examining 3 Cycles of Homeownership Data over 100 years and Implications for the Economy.

The current housing crisis has left us with an opportunity to examine the driving issue behind a high homeownership rate.  Is it really worth it to push for an economic policy that champions a high homeownership rate?  The problem with blanket statements is they usually play into herd mentality and feed into group think.  One [...]

Jan 3 2009

10 FDIC Charts and Graphs Highlighting Bank Problems: FDIC Analysis Examining 2009 Future of over 8,000 Banks Insured by the FDIC.

With all the problems occurring in the banking system, it is rather astonishing that so few have failed in 2008.  At least that is the perception being put out there for us to digest.  Yet the failure of one IndyMac or Washington Mutual is the equivalent of 100 smaller bank failures all at once.
It is [...]

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