Mar 9 2013

Inflation eats away the new peak in stock market: Dow is down 11 percent since 2000 adjusting for inflation. Looking at the stock market and the impact of inflation.

The Dow has now reached a new peak.  The media is prancing up and down like a giddy school girl as if this had a significant impact on the bottom line for most Americans.  Don’t let the details out that many companies have increased their bottom line by squeezing wages and cutting worker benefits.  Yet […]

Jun 3 2012

The day the credit markets awake from a slumber – $1 trillion in consumer debt currently delinquent. Student debt continues to grow adding fuel to the higher education bubble.

With much of the attention being diverted to the cascading financial crisis in Europe something was missed in the United States.  The incredibly important quarterly consumer credit report released by the Federal Reserve highlighted some disturbing trends.  The first overall point is that the American consumer continues to deleverage.  Yet with a system built on […]

Mar 29 2012

Expanding the debt bubble to a tipping point – US government debt growing 4 times faster than GDP. Retail investors largely out of stock market.

The global market is being held together with the veneer of massive debt duct tape.  The solution for much of the European debt crisis was to simply add more debt to the current situation.  Solve a debt problem with more debt in other words.  All this does is delay the inevitable.  The hope is that […]

Sep 9 2011

How Wall Street and the media forgot about the middle class – 10 incredible charts highlighting the problems facing the middle class. China labor costs, debt ratios, Euro-zone finances, and balance sheet disequilibrium.

The mainstream press and ego driven politicians have completely forgotten about the middle class in this country, pretending as if ignoring the cacophony of discontent would simply make it go away.  Both parties are simply doing the bidding of the financial upper-crust and that is why you rarely hear about household income being discussed in […]

Mar 31 2011

Federal Reserve punishes savers by subsidizing big banking bailouts – Two largest U.S. banks offer a paltry 0.05 annual percentage rate while increasing service fee charges and upping loan interest rates. S&P 500 not cheap.

The challenge most Americans are facing is first, trying to save money.  If that hurdle is accomplished the next tougher question becomes where the money should be placed.  The Federal Reserve by default with a negative interest rate policy has punished savers at the expense of massive debtors.  The Fed for many decades since the […]

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