Nov 16 2008

New York City Housing Prices Holding Strong: Will the Financial Collapse Bring Prices Down?

New York City is a unique city for many reasons.  It is the heart of the United States financial system and now, the target of much of the blame being heaped onto Wall Street.  Before we look at actual raw numbers for the city and zip codes, let us first do a quick analysis of […]

Nov 15 2008

Economic Crisis Unintended Consequences: Moving Back with Ma and Pa…And Grandma and Grandpa.

There may be a bright spot in some of this economic mess.  All that McMansion inventory may be suited to housing extended families.  Many people are now finding out that it isn’t too late or too early to move back with your extended family because of economic reasons.  Here in California, we’ve heard many stories […]

Nov 12 2008

TARP Readjustment: California, Florida, Nevada, and Arizona on a Financial Economic Island. Those Option ARM Loans Are Your Problem.

The morphing financial crisis has taken a major change today.  Henry Paulson came out today announcing that the main component of the $700 billion bailout plan will no longer be the centerpiece.  If you recall a few weeks ago with the highly unpopular bailout, the major contention was that much of the money would be […]

Nov 11 2008

Economic Dependence on Real Estate, Finance, Insurance, Retail, and Construction. 3 Major Sectors of our Economy set to Decline.

The employment situation has quickly deteriorated as the credit crisis deepens and more and more Americans are quickly holding on tighter to their wallets.  This isn’t necessarily pervasive to our nation alone as we are seeing globally people from many nations are starting to feel the impacts of this economic contraction.

Nov 9 2008

Bear Market Rallies: Beware the Siren Call of Volatile Economic Markets.

It is understandable after the record fall of the Dow Jones Industrial Average from a peak of slightly over 14,000 in August of 2007 to a low reached last month of slightly over 8,000 that many are eager to search for a bottom.  It is a tempting path to follow especially when the market is […]

Page 3 of 41234

My Budget 360

Enter your email address to receive updates from My Budget 360:

100% Private & Spam Free.


Subscribe in a reader


Popular – All Time

  • 1. How much does the Average American Make? Breaking Down the U.S. Household Income Numbers.
  • 2. Top 1 Percent Control 42 Percent of Financial Wealth in the U.S. – How Average Americans are Lured into Debt Servitude by Promises of Mega Wealth.
  • 3. Is college worth the money and debt? The cost of college has increased by 11x since 1980 while inflation overall has increased by 3x. Diluting education with for-profits. and saddling millions with debt.
  • 4. The Perfect $46,000 Budget: Learning to Live in California for Under $50,000.
  • 5. Family Budget: How to go Broke on $100,000 a year. Why the Middle Class has a hard time Living in Expensive Urban Areas.
  • 6. Lining up at Midnight at Wal-Mart to buy Food is part of the new Recovery. Banks offering Mattress Interest Rates. The Invisible Recovery Outside of Wall Street.
  • 7. You Cannot Afford a $350,000 Home with a $75,000 Household Income!
  • 8. Crisis of generations – younger Americans moving back home in large numbers. Student loan default rates surging largely due to for-profit college expansion.
  • 9. The next massive debt bubble to crush the economy – 10 charts examining the upcoming implosion of the student loan market. $1 trillion in student loans and defaults sharply increasing.
  • 10. Welcome to the new model of retirement. No retirement. In 1983 over 60 percent of American workers had some kind of defined-benefit plan. Today less than 20 percent have access to a plan and the majority of retired Americans largely rely on Social Security as their de facto retirement plan.
  • Categories