Nov 7 2008

The October 2008 Job Report: Digging Deeper into the Data. True Unemployment Rate at 11.8%.

Trying to explain the unemployment rate is a challenge since there are many nuances to look out for.  For example, today the unemployment rate came out at 6.5%, the highest since March of 1994.  That would be troubling in itself.  What was also released in the report is a horrible number of 240,000 jobs being […]

Nov 4 2008

The Miseducation of the California Housing Market: 3 Reasons Why California Housing Still Has 3 Years Before Hitting a Bottom.

California housing has been an enigma for most in terms of pricing.  How in the world did the median price for a California home reach $597,640 at the peak of the housing bubble?  That is a question that historians, economist, and writers will need to answer once the ashes are left.  But we are still […]

Nov 3 2008

Why Senator Obama’s Economic Plan is better than Senator McCain’s: 3 Major Key Points.

As we wind down to the last few days of the election, it is important to remember that whomever is elected there will be an economic mess awaiting the new CEO of our country.  Make no mistake, there will be some hard choices that will confront this nation for the next 4 years so having […]

Nov 2 2008

Dear Government Officials and Economic Policymakers: Every American Doesn’t deserve to be a Homeowner.

Dear Government Officials and Economic Policymakers: I think many responsible Americans are thinking why is it such a necessity or right to make every American a homeowner?  Homeownership has become somewhat of a third rail in economic policy and political talk.  If you really think about it, not every person deserves or can own a […]

Page 4 of 41234

My Budget 360

Enter your email address to receive updates from My Budget 360:

100% Private & Spam Free.


Subscribe in a reader


Popular – All Time

  • 1. How much does the Average American Make? Breaking Down the U.S. Household Income Numbers.
  • 2. Top 1 Percent Control 42 Percent of Financial Wealth in the U.S. – How Average Americans are Lured into Debt Servitude by Promises of Mega Wealth.
  • 3. Is college worth the money and debt? The cost of college has increased by 11x since 1980 while inflation overall has increased by 3x. Diluting education with for-profits. and saddling millions with debt.
  • 4. The Perfect $46,000 Budget: Learning to Live in California for Under $50,000.
  • 5. Family Budget: How to go Broke on $100,000 a year. Why the Middle Class has a hard time Living in Expensive Urban Areas.
  • 6. Lining up at Midnight at Wal-Mart to buy Food is part of the new Recovery. Banks offering Mattress Interest Rates. The Invisible Recovery Outside of Wall Street.
  • 7. You Cannot Afford a $350,000 Home with a $75,000 Household Income!
  • 8. Crisis of generations – younger Americans moving back home in large numbers. Student loan default rates surging largely due to for-profit college expansion.
  • 9. The next massive debt bubble to crush the economy – 10 charts examining the upcoming implosion of the student loan market. $1 trillion in student loans and defaults sharply increasing.
  • 10. Welcome to the new model of retirement. No retirement. In 1983 over 60 percent of American workers had some kind of defined-benefit plan. Today less than 20 percent have access to a plan and the majority of retired Americans largely rely on Social Security as their de facto retirement plan.
  • Categories