Jan 5 2014

Is college worth the debt? The cost of one year of college is higher than the per capita wage of a fully working American.

Going to college has become a rite of passage in America.  We’ve left shamanic rituals deep in our human past and have come to accept college as a clear transition point into adulthood.  In a consumption based economy, success is typically measured by your ability to consume.  Spending prowess is not measured by sea shells […]

Dec 30 2013

The Great Income Divide: IRS data shows 50 percent of households make less than $35,000 per year. Top 10 percent pay 68 percent of income taxes.

A major theme throughout 2013 revolved around a booming stock market and real estate sector.  Alongside this theme however was also the one of growing income inequality.  The stock market generated one of its best years but only a small portion of the population benefitted since most Americans do not own stocks outright.  The real […]

Dec 22 2013

Comparing the inflated cost of living today from 1938 to 2013: How the US Dollar has lost incredible purchasing power since 1938.

Money is only as useful as to what it can purchase.  The Fed has created a system where debt is now equal to money.  This is why big purchases like cars, housing, and even going to college are only feasible by mortgaging your future for many decades.  Since the payments are broken down into tiny […]

Dec 19 2013

Middle class acquiesces through the looking glass of financial mediocrity: The financial system continues to pillage the wealth of working and middle class Americans.

2013 can be remembered as a year where the markets fully disconnected from Main Street.  The trickle down promises are all empty and hollow words.  For example, we had one of the best stock market rallies ever yet most Americans are not seeing any wage growth.  The housing market boomed but more than 30 percent […]

Dec 16 2013

Quantitative Easing has become heroin to the financial markets: Federal Reserve balance sheet hits $4 trillion this week.

Addiction is never an easy battle to overcome.  This also applies to easy money addiction that is now part of the Quantitative Easing economy.  The Fed’s extraordinary measures are now appearing to be more permanent measures.  Every time the whispers of tapering are made the markets respond accordingly signifying that the stock market is fully […]

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