Sep 4 2012

Student debt crisis enters a tipping point – Delinquent student debt now reaching record levels as defaults spike. Paying more and earning less.

The great deleveraging event continues to unwind while one sector of debt continues to grow by leaps and bounds.  While other forms of debt have fallen by $1.6 trillion since the peak of the debt bubble mania, student loan debt has increased by a stunning $303 billion since the third quarter of 2008.  What is […]

Jul 13 2012

The looming student loan bubble – Almost half of all student borrowers were not making payments. 1 out of 4 in debt repayment past due on student debt.

The aggressive growth in student debt is setting the country up for another debt fueled bubble.  Higher education costs have expanded so quickly that Americans now carry $1 trillion of student debt.  Most of this expansion has occurred in a time when the return-on-investment for a college degree has fallen.  Over the last ten years […]

Jun 17 2012

The broken tassel of American higher education – College debt defaults bring up questions about repayment structure. Is college even worth the current costs?

As hundreds of thousands of young American enter the employment market with newly minted degrees, the clock begins to tick on those heavy student loans.  The majority of student loans do not enter repayment until six months after graduation.  Yet we are facing tectonic shifts in higher education.  The cost of going to college, seemingly […]

May 24 2012

Educated and unemployed – majority of unemployed Americans attended some college. Top degrees in fields with little employment demand.

The higher education bubble is racing along to a tipping point especially when the value of a college education is now being questioned on multiple fronts.  One of the more prominent arguments being thrown around is the return on investment or value of a college degree especially when the costs of attending a private institution […]

Mar 22 2012

A costly lesson in student debt for young Americans – 34 percent of all student debt saddled to those under the age of 30. 47 percent of student loan borrowers appear to be in deferral or forbearance.

The student loan market has expanded like a financial virus in the last decade.  Even during the financial meltdown where credit was being restricted across all sectors of the economy, student debt kept on growing at a feverish pitch.  It would be one thing if the quality of education had increased or wages were going […]

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